Review: Journal of Multidisciplinary in Social Sciences

The Effect of Return on Assets, Return on Equity, and Net Profit Margin on the Share Price of PT Bank Central Asia Tbk during 2019–2023

Sariyati Sariyati — 2026-06-30

This study aims to examine the effects of Return on Assets (ROA), Return on Equity (ROE), and Net Profit Margin (NPM) on the share price of PT Bank Central Asia Tbk during the 2019–2023 period. The study employed a quantitative approach using secondary data obtained from the official websites of the Indonesia Stock Exchange and PT Bank Central Asia Tbk. A total of 20 observations were analyzed using multiple linear regression. The analysis included classical assumption tests consisting of normality, multicollinearity, heteroscedasticity, and autocorrelation tests, followed by partial t-tests, a simultaneous F-test, and the coefficient of determination. The results indicate that ROA has a significant negative effect on the company’s share price, whereas ROE and NPM have significant positive effects. Simultaneously, ROA, ROE, and NPM have a significant effect on the share price of PT Bank Central Asia Tbk. The adjusted R-squared value of 0.907 indicates that the three financial ratios explain 90.7% of the variation in share price, while the remaining 9.3% is explained by other variables not included in this study. These findings demonstrate that profitability ratios play an important role in explaining changes in the company’s share price.

Financial Performance of Islamic Banks in Supporting Financial System Stability in the Era of Financial Globalization

Nonik Nonik — 2026-06-30

This study aims to analyze the financial performance of Islamic banks in supporting national financial system stability in the era of financial globalization. This research uses a descriptive quantitative approach by examining secondary data from Islamic bank financial statements during the 2019–2023 period. The analysis focuses on several financial indicators, including ROA, NPF, CAR, BOPO, and FDR. The findings indicate that Islamic banks generally show stable financial performance, supported by adequate capital, controlled financing risk, and their role in strengthening financial intermediation. These results suggest that Islamic banks have an important contribution to maintaining financial system resilience amid global financial challenges.

Analysis of Mental Health Messages in BTS’ “Zero O’Clock” Song Lyrics Using Ferdinand de Saussure’s Semiotic Approach

Dina Juniar Anggraini — 2026-06-30

This study aims to analyze the meaning of mental health messages in the lyrics of BTS’s song “Zero O’Clock” using Ferdinand de Saussure’s semiotic theory. This research applies a descriptive qualitative method with a constructivist paradigm. The data were collected through lyric observation, interviews, and literature studies, then analyzed by identifying signifier and signified elements in selected lyric fragments. The results show that “Zero O’Clock” represents mental health messages related to emotional pressure, self-reflection, hope, and the opportunity to start over. The phrase “Zero O’Clock” symbolizes a new beginning, while lyrics such as “And you’re gonna be happy” reflect optimism and emotional recovery. Therefore, this song can be understood as a form of popular music that communicates messages of self-acceptance, resilience, and mental health awareness to its listeners.